This webinar presentation (“Webinar”) discusses certain investment products and is being provided for informational purposes only, and should not be considered, and is not, investment, financial planning, tax or legal advice; nor is it a recommendation to buy or sell any securities. No investment decision should be made based solely on any information provided in the Webinar. Investing in securities involves varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular client’s financial situation or risk tolerance. Past performance is not a guarantee of future returns. Individual performance results will vary. The opinions expressed in the Webinar reflect Gamble Jones Investment Counsel’s (“GJIC”) or GJIC’s investment personnel (as applicable) views as of the date of the webinar. Such views are subject to change at any point without notice. You should not treat any opinion expressed by GJIC or its personnel as a specific inducement to make a particular investment or follow a strategy, but only as an expression of general opinion. Neither GJIC nor its investment personnel guarantees any specific outcome or profit. Any forward-looking statements or forecasts contained in the Webinar are based on assumptions and actual results may vary from any such statements or forecasts. GJIC or one of its personnel may have a position in one or more of the securities discussed and may purchase or sell such securities from time to time. Some of the information in this Webinar has been obtained from third party sources . While GJIC believes such third-party information is reliable, GJIC and its personnel do not guarantee its accuracy, timeliness or completeness. GJIC encourages you to consult with a professional financial advisor prior to making any investment decision.